Applying for a loan to begin with can be a difficult process, but going to apply for a loan in a credit market that is very rough can be much more frustrating. Many institutions’ requirements for applying for a loan have gotten much stricter. Businesses are having the same troubles getting loans to use for equipment, expansion or hiring employees.… (more…)
If you’re thinking about insuring your life and don’t even consider giving up smoking then prepare to pay up because insurance companies don’t like smokers. To be more precise, it’s not a matter of “liking” someone because of their habits. Smokers are considered to be a high risk group of policyholders and there’s a hole set of reasons for that,… (more…)
Getting onto the property ladder within the current economic crisis for many people is a major struggle. With debt levels increasing year over year and household incomes dropping because of increased fuel duty and VAT recently rising from 17.5% to 20%, there is little reason why the amount of people renting has substantially increased. Considering that rent is usually higher… (more…)